VERICO Nova Team Coast
Malcolm "Mac" Laird, B.A., M.A. AMP and Sandra L. Stolz, LL.B., AMP
Mortgage Consultants & Strategists and Accredited Mortgage Professionals
Ask us how you can make your mortgage tax deductible!
Now more than ever, Canadian borrowers need the services of an independent mortgage consultant to be a tour guide in negotiating the maze of mortgage products, terms, lenders and rate offers.
We offer each client a unique mortgage strategy to meet their specific needs.
SMART
TOGETHER
MORTGAGE
Let Mac and Sandra find the mortgage
financing strategy which is a fit for your needs! Why Choose Us?
We have more options and great rates
-
Your bank or credit union has only its own mortgage
products and mortgage rates to offer. As Independent Mortgage Brokers
(Consultants),
we offer mortgage rates and products from over 40
residential mortgage lenders. We match the right mortgage
product, rate and with your needs.
We're a growing trend
-
1 in 4 Canadian mortgage borrowers are using a mortgage
broker, and almost 1 in 3 borrowers in BC. Our clients
come from all walks of life. Anyone who wants to be sure
they are getting the best mortgage product, terms and
rate for their situation is now using a mortgage broker.
We are
Licensed Mortgage Consultants
-
As licensed mortgage brokers, and members of the
Mortgage Brokers Association of BC (MBABC) and the
Canadian Association of Accredited Mortgage
Professionals (CAAMP), all mortgage business carried
out is governed by laws, rules and Codes of Ethics
ensuring we act in the best interest of our mortgage
clients.
Licensing is not required of mortgage sales representatives
who work in
banks and credit unions.
We are
paid by the lender
(O.A.C.)
-
In most cases, residential mortgage brokers are paid by
the mortgage lender when we place the mortgage, and not
by the client.
We won't try to sell you a chequing account -
Mortgages are our specialty! Unlike a bank or credit
union, we won't sell you on moving your banking and investment business
from your current institutions. We are mortgage
professionals and our business is only
mortgages!
LENDING PROGRAMS - we work with more than 40 residential mortgage lenders, as well as lenders which finance commercial properties. Our financing services include home purchases, mortgage refinances, mortgage renewals, investment and recreational property financing, reverse mortgages, and release home equity.
LIBRARY - we feel that sharing information is important. Our library features articles and complimentary offerings on issues surrounding home ownership, mortgage financing, your credit report, and our Equity Release strategy which includes making your mortgage tax deductible!
EDUCATIONAL SEMINARS - we offer free informational seminars on our lending programs which include the "Equity Release Mortgage Strategy", Reverse Mortgages and Alternatives and Financing Your First Home Purchase. All seminars feature a multi-media presentation as well as a question and answer session.For detailed information, visit our "Services" page.
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Featured articles include current mortgage, housing and economic information.
The Nova Team has been providing mortgages and mortgage services to clients in British Columbia for more than 30 years. We are a locally owned company based in BC.
We are not owned by a financial institution and we are not tied to a financial institution.
We work for YOU, the borrower.
The Accredited Mortgage Professional (AMP) designation differentiates mortgage professionals from others who work in the mortgage industry. Those who hold the AMP designation have demonstrated their commitment to you, the borrower, with the highest level of service. The AMP designation means that the mortgage professional has achieved the national proficiency standard by demonstrating a commitment to ongoing in-depth education and maintaining a high standard ethical behaviour.
For you, this means access to the dedicated services of a mortgage professional who is focused on meeting your needs.
